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Home Equity Line Of Credit

With RCIG's exclusive mortgage solution and get the lowest rate on your first try!
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A Home Equity Line of Credit (HELOC) is a loan that is solely based on the amount of equity built up in your home. A bank can provide you with an LTV of about 65% only, which is much lower rate than before. We can offer much more. We can get offers up to 80 percent LTV for you.

How to Apply for a Home Equity Line of Credit?

  • Provide income and tax statements
  • Conduct a credit check for all applicants
  • Get a professional home appraisal to determine your property value


    Cash-out refinance. Get a brand new mortgage that is more than your existing mortgage. Use your new mortgage to pay off your existing one, and use the rest of the money for anything you want.
    Home equity loan. Get a second mortgage and keep your existing mortgage.
    HELOC. Keep your existing mortgage, but gain more flexibility through this form of borrowing, when compared to other borrowing options Reverse Mortgages. If you are a senior, 62 years of age or older, apply for a reverse mortgage to borrow from your home equity.

    Get the lowest rates on your first try!

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